EHSAS Youth Program 2025 Interest Free Loans for KP Youth

The EHSAS Youth Program 2025 Government of Khyber Pakhtunkhwa government has launched an interesting step to help the youth of the province achieve financial independence and to help economic growth. This program, called the EHSAAS Naujawan Program 2025, offers interest -free loans to young people who want to start or increase their business. This is a great opportunity for young businessmen who have a business idea but struggle to seek financial support due to high interest rates or need for suicide attack.

If you have completed the registration process in the EHSAAS Youth Program, wait. After the quality details of the qualification, you will be sent a confirmation message. Read more information and details, read the article so you know whether your registration process is complete. The EHSAAS Youth Program was launched by the Khyber Pakhtunkhwa government. With the help of this program, each young man will be provided with a loan that is included in the EHSAAS program, whose parents are in the EHSAAS program.

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Ehsaas Naujawan Program 2025

Objectives of the EHSAS Youth Program 2025

The main objective of the Ehsas Youth Program is to support and empower the youth in Khyber Pakhtunkhwa by providing financial assistance to them to start or expand their businesses. The program has several key objectives:

• Youth empowerment: It helps young people become self-reliant by providing them with the financial support they need to start their own businesses.

• Economic Development: This program promotes entrepreneurship, which in turn helps boost the local economy and create jobs in KP.

• Interest-free financing: One of the best parts is that the program offers interest-free loans, which means young entrepreneurs can borrow money without worrying about making extra payments.

This initiative breaks down the financial barriers that prevent young people from turning their ideas into reality and contributing to the overall development of the community.

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Types of loans offered by the program

The Ehsaas Youth Program offers two types of loans, depending on the business you want to start. These loans come with easy terms and are interest-free. Here’s what you need to know:

Small Business Loans

Loan Amount: PKR 100,000 to PKR 500,000

Eligibility: Youth aged 18 to 40

Repayment Tenure: 36 to 60 months

Collateral Required: None

Partner: Akhuwat Islamic Microfinance Institute

This loan is for individuals who want to start or expand a small business. The terms are flexible, meaning you have time to make your business successful before you start repaying the loan.

Large Business Loans

Loan Amount: PKR 1 million to PKR 5 million

Eligibility: Groups of 3 to 5 people aged 18 to 35

Repayment Tenure: Up to 8 years, with a grace period of 20 months

Collateral Required: None

Partner: Bank of Khyber

For those who are ready to take on larger business projects, this category offers more funding. However, you will need to apply in groups of 3 to 5 people. It encourages teamwork and collaboration, helping your business succeed through strong group efforts.

Both types of loans also have special quotas for women and people with disabilities, ensuring that everyone, regardless of their background, has a chance to benefit from the program.

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How to Apply for Ehsaas Youth Program.

If you are ready to apply for a loan, the process is simple. Here is a step-by-step guide for small and large business loans:

For Small Business Loans

Visit Akhuwat Islamic Microfinance Institute: Visit the nearest Akhuwat branch in your area.

Fill the application: Complete the loan application form with your personal and business details.

Submit your documents: You will need to provide proof of identity, proof of residence, and a detailed business plan.

Wait for approval: Once your application is reviewed, you will be notified, and upon approval, the loan amount will be transferred to you.

For Large Business Loans

Access the Bank of Khyber portal: Visit their official website ehsaasnaujawan.bok.com.pk.

Create an account: Register and fill out the online application form.

Upload required documents: Upload your business proposal and necessary identification details.

Application Review: After your application is reviewed, the loan will be disbursed upon approval.

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Eligibility Criteria for Ehsaas Youth Program

Before applying, make sure you meet the eligibility requirements:

Age:

Small Loans: 18 to 40 years of age

Large Loans: 18 to 35 years of age

Residence: You must be a resident of Khyber Pakhtunkhwa (KP).

Business Idea: You must have a clear and practical business plan.

Loan History: You should not have defaulted on any government loan in the past.

Special Quota: There are special quotas for women and people with disabilities, so everyone has an equal chance to apply.

Group Application for Large Loans: For large loans, you need to apply with a group of 3 to 5 people.

Features of the Ehsaas Youth Program

Here are the key features of the Ehsaas Youth Program that make it an attractive option for young entrepreneurs:

Interest-free loans: No need to worry about paying interest on the loan, making it easier to manage your business finances.

Collateral-free loans: You don’t need to put up any personal assets as security, which means there’s no risk of losing your property.

Flexible repayment terms: Repayment is spread over time, so you can grow your business without the pressure of immediate payments.

Inclusive for all: The program ensures that youth from urban and rural areas of KP have equal access to funding.

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Contact Information

For more information or assistance, you can contact the following organizations:

Akhuwat Islamic Microfinance Institute

Website: https://akhuwat.org.pk/

Phone: 091-111-265-265

Bank of Khyber

Website: https://ehsaasnaujawan.bok.com.pk/

Phone: 091-111-265-265

Results

Ehsaas Nawaz Program 2025 is a wonderful opportunity for the youth of Khyber Pakhtunkhwa to transform their business ideas into successful ventures. With interest-free loans, flexible repayment options, and no collateral required, this program makes starting a business easier than ever.

So, if you are a young person in KP with a great business idea, now is the time to take action. Apply today and take your first step towards becoming a successful entrepreneur in your community. This is your chance to unlock the financial aid you need and build a brighter future.